One family. One goal. Together, saving for college is possible.

Parents, grandparents, family and friends—everyone can help your child achieve their education goals.

Who can open an account?

  • Parents
  • Grandparents
  • Family members
  • Family friends
  • You
  • Financial professionals
  • Anyone with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) and a U.S. address
  • An entity (e.g., a scholarship fund)

Which students can benefit from an account?

  • Children
  • Grandchildren
  • Other family members
  • Family friends
  • Yourself
  • Anyone with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) and a U.S. address

Who can contribute to an account?

Anyone, really, including:

  • Grandparents
  • Family
  • Students
  • Employers
  • Financial professionals
  • Trusts and estates
  • Parents
  • Family friends

Anyone can open a 529 account for someone they care about.
You can open an account with any dollar amount!

Gifting

Your WA529 Invest account makes it easy for anyone to make contributions to your child’s education. From grandparents to other family members to friends and more, everyone can help turn college dreams into a reality.

Contributions for any occasion can be easily made and managed through our secure online gifting platform, Ugift®.

Gift an account

Literally anyone with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) and a U.S. address can open a WA529 Invest account on behalf of an eligible beneficiary. The plan can also provide tax benefits for legacy and estate planning.

Learn more about gifting and its benefits

Even employers can contribute!

Ask your employer about WA529 in the Workplace, or click the link below for more details.

At work

More to explore

What are my investment choices?

Explore a variety of portfolios tailored to meet your financial goals with WA529 Invest.

Explore portfolios

A guide for financial pros

Check out our comprehensive resources for professionals.

Learn more

Ready to get started?

Open an Account

Relevant FAQs

WA529 Invest compares favorably to other ways to save. A 529 plan can mean more flexibility and growth potential, including:

  • Tax-free qualified withdrawals
  • Low fees and expenses
  • Easy-to-choose investment options
  • Favorable financial aid treatment
  • Use for a wide range of education expenses and programs—in Washington and around the world

Get more details and compare savings options.

Contributing to an existing WA529 Invest account is easy and secure with our online Ugift® platform. Gift contributions can also be made by check and mailed in.

For the tax year 2025:

  • There’s no federal gift tax on contributions you make up to $19,000 per year if you’re a single filer or $38,000 if you’re a married couple.
  • You can also accelerate your gifting with a lump-sum gift of $95,000 if you’re a single filer or $190,000 if you’re married and prorate the gift over five years per the federal gift tax exclusion.
  • You can gift this amount to as many individuals or beneficiaries as you like, free from federal income tax.

Consult your tax professional for more details. Learn more about gifting here.

See all FAQs